Protect what matters,
without the jargon.
Independent protection advice across the whole UK market. Free at point of use. No obligation. We compare every major insurer and recommend the policy that genuinely fits your life — not just the one that pays the most commission.
Three products, three different needs
Most clients hold a combination of these, structured to fit their specific circumstances and budget. We’ll model what you actually need — not what sounds impressive.
A pay-out for your family if the worst happens. The foundation of most protection plans.
A lump sum if you’re diagnosed with a defined serious illness — cancer, heart attack, stroke and more.
A monthly income if illness or injury stops you working. Often the most overlooked — and most important.
Careful advice, not a quick sale
- Whole-of-market comparison across every major insurer
- Careful attention to policy definitions — where the real difference is
- Honest advice on what you actually need vs what sounds good
- Pre-existing conditions handled properly upfront
- Policies written in trust where appropriate, at no extra cost
What it costs
Our advice is free at point of use. The insurer pays us a small commission when a policy goes live — disclosed upfront. You pay only the policy premium. No charge if you decide not to proceed.
Important to know
Protection insurance is not savings. If you stop paying premiums, cover will stop and you will not get back any premiums you have paid. Cover may be subject to medical underwriting and exclusions for pre-existing conditions.